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Accountant at Work


Refinancing your home is usually considered when you are looking to get a better interest rate, consolidate your debts or borrow more money.

When trying to secure a new mortgage/finance, consider the following:

  • if there are lender fees

  • if there are broker fees

  • the interest rate

  • the monthly payment amount

  • the penalties for breaking the mortgage

When completing a refinance, your lawyer will:

  • pay off some or all of your existing debts, as the bank requires

  • verify that all property taxes have been paid

  • ensure there are no writs against your name

  • register this new mortgage on your home

  • discharge the old mortgage on your home

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