Refinance
Refinancing your home is usually considered when you are looking to get a better interest rate, consolidate your debts or borrow more money.
When trying to secure a new mortgage/finance, consider the following:
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if there are lender fees
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if there are broker fees
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the interest rate
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the monthly payment amount
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the penalties for breaking the mortgage
When completing a refinance, your lawyer will:
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pay off some or all of your existing debts, as the bank requires
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verify that all property taxes have been paid
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ensure there are no writs against your name
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register this new mortgage on your home
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discharge the old mortgage on your home
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